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Standard Settlement Information

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Capital Intelligence Ratings

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Fitch Ratings

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Copyright © 2013 by Fitch Solutions, Inc. , Fitch Solutions, a division of Fitch Ratings Ltd. and their respective licensors, affiliates and subsidiaries (collectively, “Fitch”).  One State Street Plaza, NY, NY 10004.  Tel.:(212) 908-0500.  Fitch ratings and other information provided by Fitch (collectively, “Fitch Information”) are proprietary to Fitch and are protected by copyright and other intellectual property laws. Fitch Information is for recipient's internal business use only.  Reproduction or retransmission in whole or in part is prohibited except by prior written permission. 

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Although the Fitch Information as provided to Bankersalmanac.com and Bankers' Almanac Credit Risk is based upon information obtained from sources Fitch believes in good faith to be reliable, Fitch does not represent, warrant or guarantee the accuracy, correctness, integrity, completeness or timeliness of any part of the Fitch Information.  Fitch does not recommend the purchase or sale of financial products or securities or give investment advice or provide any legal, auditing, accounting, appraisal or actuarial services.  A rating is not an opinion as to the value of securities.  Fitch is not responsible for any credit, loan or investment decisions, damages or other losses resulting from the reliance upon or use of the Fitch Information. THE FITCH INFORMATION IS PROVIDED “AS IS”.  FITCH DISCLAIMS ALL WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

Japan Credit Ratings

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Some of the information contained within Bankersalmanac.com is supplied by Japan Credit Rating Agency, Ltd (JCR). Information herein has been obtained by JCR from the issuers and other sources believed to be accurate and reliable. However, because of the possibility of human or mechanical error as well as other factors, JCR makes no representation or warranty, express or implied, as to accuracy, results, adequacy, timeliness, completeness or merchantability, or fitness for any particular purpose, with respect to any such information, and is not responsible for any errors or omissions, or for results obtained from the use of such information. Under no circumstances will JCR be liable for any special, indirect, incidental or consequential damages of any kind caused by the use of any such information, including but not limited to, lost opportunity or lost money, whether in contract, tort, strict liability or otherwise, and whether such damages are foreseeable or unforeseeable.

JCR’s ratings and credit assessments are statements of JCR’s current and comprehensive opinion regarding redemption possibility, etc. of financial obligations assumed by the issuers or financial products, and not statements of opinion regarding any risk other than credit risk, such as market liquidity risk or price fluctuation risk. JCR’s ratings and credit assessments are statements of opinion, and not statements of fact as to credit risk decisions or recommendations regarding decisions to purchase, sell or hold any securities such as individual bonds or commercial paper. The ratings and credit assessments may be changed, suspended or withdrawn as a result of changes in or unavailability of information as well as other factors. JCR retains all rights pertaining to this document, including JCR’s rating data. Any reproduction, adaptation, alteration, etc. of this document, including such rating data, is prohibited, whether or not wholly or partly, without prior consent of JCR.

Moody's® Ratings

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Some of the information contained within Bankersalmanac.com and Bankers’ Almanac Credit Risk is supplied by Moody’s Analytics, Inc (Moody’s Information) All Moody’s Information furnished pursuant to this Agreement is obtained by Moody’s from sources believed by it to be accurate and reliable. Because of the possibility of human and mechanical error as well as other factors, however, all Moody’s Information is provided "AS IS" without warranty of any kind, and MOODY’S, IN PARTICULAR, MAKE NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, TO CUSTOMER OR ANY OTHER PERSON OR ENTITY AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY SUCH MOODY’S INFORMATION.

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Standard & Poor's Ratings

Copyright © 2013 by Standard & Poor's Financial Services LLC (S&P) a subsidiary of The McGraw-Hill Companies, Inc. All rights reserved.

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Some of the information contained within Bankersalmanac.com and Bankers' Almanac Credit Risk is supplied by Standard & Poor's Financial Services LLC (S&P) a subsidiary of The McGraw-Hill Companies, Inc. This may contain information obtained from third parties, including ratings from credit ratings agencies such as Standard & Poor’s.  Reproduction and distribution of third party content in any form is prohibited except with the prior written permission of the related third party.  Third party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content.  THIRD PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD PARTY CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES, OR LOSSES (INCLUDING LOST INCOME OR PROFITS OR OPPORTUNITY COSTS) IN CONNECTION WITH ANY USE OF THEIR CONTENT, INCLUDING RATINGS. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice.

Accuity

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